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Banque Saudi Fransi (BSF) is a full service commercial bank established in June 1977. The company provides retail, corporate and investment banking services including bank accounts, time deposits, personal and home loans, business loans, credit and debit cards, financial planning, wealth management, trade finance, working capital finance, project finance, brokerage and treasury services, online and mobile banking, insurance and more. It also offers a wide range of sharia compliant solutions including Islamic branches, personal finance based on murabaha and tawarruq, Islamic investments and other services. Banque Saudi Fransi is affiliated with Credit Agricole CIB, the corporate and investment arm of Credit Agricole Group. With approximately 3,000 employees, BSF has a banking network of over 80 men branches, 18 ladies sections and about 550 ATMs across the country. At March 31, 2017, Banque Saudi Fransi had total assets of SR 204.4 billion (US$55.2 billion), customer deposits of SR 158.5 billion (US$43 billion), loans of SR 129.1 billion (US$35 billion), and total equity of SR 30.772 billion (US$8.3 billion).
Credit Ratings (June 2017)
| Standard & Poor’s | Moody’s | Fitch | |
| Long Term | BBB+ | A1 | A- |
| Short Term | A-2 | P-1 | F2 |
Head office address:
Ma'ather Street
Riyadh 11554
Saudi Arabia
PO Box 56006
Phone number: +966 11 289 9999
Website: www.alfransi.com.sa